Are you planning to just get by or are you planning to live your retirement life? Many worry about running out of money. Starting your retirement planning sooner rather than later can make a difference. You’ve worked hard to enjoy your retirement – partner with us to make sure you make the most of it!

Superannuation

  • What are my lump sum versus pension options?
  • Am I in the right Superannuation Fund?
  • Is my current superannuation costly considering the advice I receive?
  • What Super Fund Investment Options are available to me?
  • Is a Self Managed Super Fund right for me?

Retirement Planning

  • How much will I need for a comfortable retirement?
  • Do I have enough to achieve a comfortable retirement?
  • What are my options if I want to work part time during retirement?
  • Do I have the right balance between assets inside and outside Super?

Legislative/Government Changes

  • Can I gain access to a Government Aged Pension?
  • How can changes at Centrelink benefit me?
  • How can Superannuation Legislation Changes benefit me?

Estate Planning

  • Do I have an appropriate Will in place?
  • How do I distribute my estate fairly to family and other beneficiaries?
  • What are the benefits of having a Power of Attorney?
  • We can start the conversation for you to continue with your Solicitor.

Accounting Services and Mortgages*

  • If you have a very basic accounting setup to a complex structure involving various trusts, our trusted Accounting Partners will be able to assist you.
  • Perhaps you are no longer looking to take on a new mortgage however your children or grandchildren may be looking for help in this area.  We are happy to refer them to our preferred Mortgage partner to see if they can be of assistance.
  • *Referral arrangements are independent of Financial Services Partners.

For a while now you have probably been busy looking after others, now is the time to start looking after yourself. If you’re approaching retirement, now is a good time to seek advice – so you can plan to spend your retirement doing all the things you want to. Together we will build a retirement plan that works best for you taking advantage of the latest changes and developments in legislation and taxation considerations. The right advice now can make a big difference to the quality of your retirement life.

Wealth Creation

  • Do I have the right balance between assets inside and outside Super?
  • Is my money really working tax effectively for me?
  • I need help managing my cash flow.

Superannuation

  • How can salary sacrificing help me?
    I have heard about a transition to retirement strategy, can this help me?
  • We Believe in living the dream…
  • Is my current superannuation costly considering the advice I receive?
  • Can I use my super fund to invest in Shares?
  • Is a Self Managed Super Fund right for me?

Retirement Planning

  • How much will I need for a comfortable retirement?                        
  • Am I on track to achieve a comfortable retirement?
  • What is the financial impact of me suffering a major illness?
  • What are my options if I want to work part time during retirement?
  • Can I gain access to a Government Aged Pension?
  • How can changes at Centrelink benefit me?
  • How can Superannuation Legislation Changes benefit me?

Estate Planning

  • Do I have an appropriate Will in place?                                                               
  • How do I distribute my estate fairly to family and other beneficiaries?
  • We can start the conversation for you to continue with your Solicitor.

Accounting Services and Mortgages*

  • There are various tax implications associated with coming into retirement; our preferred Accounting partner, will be able to assist you in this are.
  • Whether you are looking to buy an investment property, or your children are looking to buy a new house, our preferred Lending partner  would be happy to help.
  • *Referral arrangements are independent of Financial Services Partners.

Like most of us – families tend to be very busy.  Busy working hard to provide for the family and busy spending time with our loved ones. We tend to be time-poor trying to find a balance between family time while trying to pay off a mortgage and work towards growing your family’s wealth.

Our role is primarily to discover what is important to you – what your dreams for your family look like.  Bigger homes, special holiday, education expenses? We build a plan specific to your dreams and aspirations and are there with you every step of the way. The proper financial advice at this stage of your life is absolutely critical to your family’s long-term financial wellbeing.

Wealth Creation

  • How can I pay off my house sooner?                           
  • What long term savings options do I have?
  • How do I fund my children’s education needs?                                          
  • Is my money really working tax effectively for me?
  • I need help managing my cash flow.

Wealth Protection

  • What happens to my family’s finances if I die?
  • I want to continue my investment plan even through illness.         
  • Do I have enough insurance cover in place?
  • Can my super fund pay for the insurance premiums?

Superannuation

  • Is my current superannuation costly considering the advice I receive?
    Do I have the right balance between assets inside and outside Super?
  • What is salary sacrificing and how can it help me?
    Can I use my super fund to invest in Shares?
  • Is a Self Managed Super Fund right for me?

Estate Planning

  • Do I have an appropriate Will in place?                                                        
  • How do I distribute my estate fairly to family and other beneficiaries?
  • What are the benefits of having a Power of Attorney?
  • Who looks after my children if something happens to me?
  • We will start the discussion for you continue with a Solicitor who can help you with this.

Accounting Services and Mortgages*

  • No family wants to be paying more tax than they need to so our clients have access to our trusted Accountancy partner that we work closely with to ensure the correct tax strategies are put in place going forward.
  • You may be looking to buy your first home or to purchase your next investment property, our preferred Leading Partner can help you find the right mortgage for your needs.
  • *Referral arrangements are independent of Financial Services Partners