Are you planning to just get by or are you planning to live your retirement life? Many worry about running out of money. Starting your retirement planning sooner rather than later can make a difference. You’ve worked hard to enjoy your retirement – partner with us to make sure you make the most of it!

• What are my lump sum versus pension options?
• Am I in the right Superannuation Fund?
• Is my current superannuation costly considering the advice I receive?
• What Super Fund Investment Options are available to me?
• Is a Self Managed Super Fund right for me?

• How much will I need for a comfortable retirement?
• Do I have enough to achieve a comfortable retirement?
• What are my options if I want to work part time during retirement?
• Do I have the right balance between assets inside and outside Super?

• Can I gain access to a Government Aged Pension?
• How can changes at Centrelink benefit me?
• How can Superannuation Legislation Changes benefit me?

• Do I have an appropriate Will in place?
• How do I distribute my estate fairly to family and other beneficiaries?
• What are the benefits of having a Power of Attorney?
• We can start the conversation for you to continue with your Solicitor.

For a while now you have probably been busy looking after others, now is the time to start looking after yourself. If you’re approaching retirement, now is a good time to seek advice – so you can plan to spend your retirement doing all the things you want to. Together we will build a retirement plan that works best for you taking advantage of the latest changes and developments in legislation and taxation considerations. The right advice now can make a big difference to the quality of your retirement life.

• Do I have the right balance between assets inside and outside Super?
• Is my money really working tax effectively for me?
• I need help managing my cash flow.

• How can salary sacrificing help me?
  I have heard about a transition to retirement strategy, can this help me?
• We Believe in living the dream…
• Is my current superannuation costly considering the advice I receive?
• Can I use my super fund to invest in Shares?
• Is a Self Managed Super Fund right for me?

• How much will I need for a comfortable retirement?                        
• Am I on track to achieve a comfortable retirement?
• What is the financial impact of me suffering a major illness?
• What are my options if I want to work part time during retirement?
• Can I gain access to a Government Aged Pension?
• How can changes at Centrelink benefit me?
• How can Superannuation Legislation Changes benefit me?

• Do I have an appropriate Will in place?                                                               
• How do I distribute my estate fairly to family and other beneficiaries?
• We can start the conversation for you to continue with your Solicitor.

Like most of us – families tend to be very busy.  Busy working hard to provide for the family and busy spending time with our loved ones. We tend to be time-poor trying to find a balance between family time while trying to pay off a mortgage and work towards growing your family’s wealth.

Our role is primarily to discover what is important to you – what your dreams for your family look like.  Bigger homes, special holiday, education expenses? We build a plan specific to your dreams and aspirations and are there with you every step of the way. The proper financial advice at this stage of your life is absolutely critical to your family’s long-term financial wellbeing.

• How can I pay off my house sooner?                           
• What long term savings options do I have?
• How do I fund my children’s education needs?                                          
• Is my money really working tax effectively for me?
• I need help managing my cash flow.

• What happens to my family’s finances if I die?
• I want to continue my investment plan even through illness.         
• Do I have enough insurance cover in place?
• Can my super fund pay for the insurance premiums?

• Is my current superannuation costly considering the advice I receive?
  Do I have the right balance between assets inside and outside Super?
• What is salary sacrificing and how can it help me?
  Can I use my super fund to invest in Shares?
• Is a Self Managed Super Fund right for me?

• Do I have an appropriate Will in place?                                                        
• How do I distribute my estate fairly to family and other beneficiaries?
• What are the benefits of having a Power of Attorney?
• Who looks after my children if something happens to me?
• We will start the discussion for you continue with a Solicitor who can help you with this.