Retirement looks different

Published on March 7, 2018No Comments

image

Retirement looks different

Retirement will look different to everyone but with careful planning you can take control.

Planning for retirement

Most of us have different ideas about when we’d like to stop work (or at least - when we’d like to work a little less!). And inevitably we all have different thoughts about what we’d like to do once we reach retirement. But the steps in between can be overwhelming. What do you need to do to start to make your dreams a reality? Do you have enough money? And who - really - is around to help you work out what to do? • Retirement looks different now than it did for your parents or f ...View More

Too Much Cover?

Published on March 7, 2018No Comments

image

In Australia, Life Insurance and TPD Insurance is typically included in your super – by default. Generally this is a good thing, but if you’re one of the 4 in every 10 Australians who have more than one super fund, it may not be a good thing at all. Why? Because, unless you’ve opted out of insurance with your other funds, you’re essentially duplicating your cover AND your premiums. As you can see below, this can have a massive negative impact on your retirement savings. Unfortunately, this is not always easily fixed by simply consolidating your super into one fund. You need you need to be sure that you’re making a good choice. And that can be more complicated than most peop ...View More